Affordable Housing

* Legal points of authority are having problems implementing hybrid theory. [Law.com]

* Two teens caught prepping for a school shooting got arrested for trespassing. Love a good Property x Crim crossover episode. [WJAC TV]

* She’s just like you and me, but she’s vouchless: and landlords want it that way. [Economist]

* Something is rotten in the state of the US, and  okaying racism was probably involved, says this opiner. [The Hill]

* Remember all the jokes we made about commuting from our bed to our living room? Turns out there’s a legal basis for that now. In Germany. [The Guardian]

The CFPB has issued a white paper on the manufactured housing market, including how manufactured housing is financed and the types of consumers who purchase or rent such housing. In the paper’s introduction, the CFPB explains that although manufactured housing only accounts for six percent of all occupied housing and a much smaller fraction of U.S. home loan originations, such housing is of interest to the CFPB because it is a source of affordable housing particularly for rural and low income consumers and may raise consumer protection concerns due to the nature of the retail and financing markets for such housing. The report relies on publicly available data, including HMDA data, proprietary data voluntarily provided to the CFPB and information obtained through outreach to industry groups, consumer groups, government agencies and “a variety of market participants and observers.” The paper’s key findings include: