Joseph Goodwin

The record in such cases, although voluminous, often fails to precisely reflect the relationships between the parties and to include the documents (particularly with respect to who owns the loan) that are necessary to evaluate the claims. Such failures are a disservice to both the parties and the court, and, in other circumstances, may undermine a party’s claim or defense. Were I forced to delve fully into the merits of this case, I am not certain that it would be possible to put Humpty Dumpty back together again.

— Chief Judge Joseph Goodwin (S.D.W.Va.), writing about recent cases involving the home loan industry, in Delebreau v. Bayview Loan Servicing, LLC.