You’ve graduated from law school. Congratulations! There’s just one small problem: you’ve now got six figures of debt attached to your name, and you have absolutely no idea how to pay it all off. You’re determined to do it, though, come hell or high water.

Having a modest income, you signed yourself up for income-based repayment. You thought (perhaps mistakenly) that it would be the best option for you. You want to get all of your financial ducks in a row so that you’ll be able to make the most of your future.

Alas, your Mint account just told you that you’re doomed…

Here’s the picture for our latest caption contest. It came to us under the file name “HAHAHA IBR”:

Same rules as always: submit possible captions in the comments. Please try to be funny. We’ll choose our favorites — with preference given to those with a legal bent — and then let you vote for the best one.

Please submit your entries by THURSDAY, OCTOBER 3, at 11:59 p.m. (Eastern time). Thanks!


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